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The 12 best American insurance companies with "cars, medical, life and housing" activities in 2020


Learn about the best auto, medical, housing and life insurance companies in the United States in 2020 according to customer service, pricing efficiency and speed of compensation compensation

Customers in the United States of America saw the 12 best insurance companies during the year 2020, in various types of insurance, which are auto insurance as well as medical insurance, housing insurance as well as life insurance, ”according to several criteria, namely: efficiency in pricing insurance products and programs, and the extent to which those prices are appropriate. With customer plans, as well as the efficiency of customer service as well as speed in settling and dispensing compensation, along with the extent to which these companies use websites and mobile applications, and the plans of these companies in renewal, development and growth.

A comparison was made between 65 insurance companies in the United States of America, including: 20 auto insurance companies, 15 medical insurance companies, 15 housing insurance companies and 15 life insurance companies.
The best American insurance companies according to the customer evaluation in 2020

The best auto insurance companies in 2020
USAA
American Family
The best medical insurance companies in 2020
The best American insurance companies according to the customer evaluation in 2020

The best auto insurance companies in 2020
USAA
American Family
Allstate

The best medical insurance companies in 2020
Horizon BCBS of New
Jersey
EmblemHealth
Humana

The best housing insurance companies in 2020
USAA
Chubb
Allstate

Best life insurance companies in 2020
Lincoln National
Allstate
MetLife

Source: Insure.com Consulting
3000 US insurance clients participated in the survey

Participated in the survey conducted by Insure.com Consulting and included 3000 insurance clients. As for the evaluation of auto insurance companies, there are several factors that determine the price of car insurance, which is the driving efficiency of the driver, the age of the customer, the type of his vehicle, his insurance history, the number of times the car breaks down and the compensation that was paid by , The area in which he lives and the distance the car travels daily.

Valuation according to customer service, efficient pricing and prompt compensation.

Life insurance


The American Insurance Company USAA topped the list of the three best auto insurance companies in the American market, and got a score of 89.9%, the company's pricing efficiency reached 88%, the degree of customer service 90.5%, the speed of compensation compensation 94.5%, and the extent of using websites and mobile applications 84.6%, followed by Ranking: American Family Insurance Company, with a score of 88.3%, Pricing efficiency reached 84.5%, Customer Service Degree 89.5%, Compensation Speed ​​Fast 92.6%, Usage of websites and mobile applications 86.3%, and in third place Allstate Insurance Company ranked 88.3%, reaching Pricing efficiency 84.8%, customer service score 89.3%, compensation compensation speed 94%, and website and mobile application usage 84.4%.

The extent to which websites and mobile applications are used is among the top customer choices.


In the medical insurance activity, the American insurance company Horizon BCBS of New Jersey ranked the list of the three best medical insurance companies in the American market, and it got a score of 89.5%, the efficiency of the company's pricing was 89.2%, the degree of customer service 89.6%, the speed of compensation compensation 89.8%, and the extent of site use Electronic and mobile applications 86.6%, followed by EmblemHealth Insurance Company in second place with a score of 89.3%, pricing efficiency reached 88.7%, customer service degree 90.6%, compensation compensation speed 90.2%, use of websites and mobile applications 86.8%, followed by ranking company Humana Insurance is rated 87.6%, efficiency of pricing is 87%, customer service score 87.6%, compensation compensation speed is 90.3%, and website and mobile application usage is 84.2%.

The survey included auto, medical, housing and life insurance branches.


In the housing insurance activity, USAA topped the list of the three best housing insurance companies in the American market, and got a score of 90.4%, and the pricing efficiency of the company was 89.2%, the degree of customer service 89.9%, the speed of compensation compensation 94%, and the extent of the use of websites and mobile applications 86.1%, followed by Chubb Insurance Company with a score of 89.8%, pricing efficiency of 90.4%, customer service degree 88.8%, compensation compensation speed 90.6%, use of websites and mobile applications 86%, and Allstate Insurance ranked third with a score of 88.3 Pricing efficiency was 85.7%, customer service score 88.9%, compensation compensation speed 93.3%, and website and mobile application usage 83.9%.

Lincoln National is the best life insurance company in the USA in 2020.


As for life insurance activity, Lincoln National Insurance Company of America has resolved the list of the three best life insurance companies in the American market, and it has a score of 89%, the company's pricing efficiency has reached 88.9%, customer service degree 90.3%, and the extent of using websites and mobile applications 82%. It was followed by Allstate Insurance Company in second place with a score of 88.7%, Pricing efficiency of 88.4%, Customer Service degree 89.7%, Website and mobile application usage 83.7%, MetLife Insurance followed by 88%, Pricing efficiency of 88.5%, and Degree of Customer service 87.9%, and the extent of use of websites and mobile applications 85.2%.

Liability insurance rates rise by 26% in the first quarter of this year


Liability insurance rates worldwide increased by 26% during the first quarter of this year 2020 compared to 18% during the fourth quarter of 2019, according to the Marsh Risk Management and Insurance Brokerage report.
The report showed that the rate of increase in the liability insurance rates reached 10% during the second quarter of 2019, while the price growth reached 14% during the third quarter of 2019, thus the Liabilities risk insurance branch is the highest growing in terms of prices from the sale of the rest of the other types and branches of insurance that included Property and accident insurance.

The higher liability insurance rates are higher than other types


In addition to the increase in responsibilities insurance prices, the report pointed to the increase in accident insurance rates globally to 5% during the first quarter of the current year 2020, while the rise in accident insurance rates reached 2% during the second quarter of 2019, which is the same as the increase in the accident insurance branch prices during the third quarter From 2019, while the rate of accident insurance increased by 3% during the fourth quarter of last year 2019.

15% increase in property insurance rates


On the other hand, property insurance prices increased by 15% in the world during the first quarter of the current year 2020, compared to 13% increase in property insurance prices during the fourth quarter of last year 2019, and the increase in property insurance prices reached 8% during the second quarter of the year Last 2019, while the average increase in property insurance prices reached 10% during the third quarter of last year 2019.
Marsh is active in more than 130 countries, and has a group of experts in every aspect of risk and brokerage, with the aim of helping clients to anticipate, measure and confront risks, by finding appropriate insurance solutions to overcome and tame those risks..

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